Retirement planning involves planning for your future needs. People who have an idea how long they may live will be better prepared for retirement.
In the last decade, 16 state legislatures have adopted retirement-savings programs targeting workers whose employers don’t offer a 401(k) plan.
Those struggling with credit card debt should proceed with caution when tapping their retirement savings for relief.
Secure 2.0 is poised to be signed into law. It adds new exceptions to the 10% early withdrawal penalty for individual retirement accounts and 401(k) plans.
While the changes included in Secure 2.0 are intended to improve outcomes for everyone, some provisions are particularly useful to near-retirees.
Lawmakers say new rules would rescue funds from tax penalties and promote more college savings. Others think the measure amounts to a tax break for wealthy.
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 and no other savings, but I will get an early retirement package of 9 months salary. Should I get a pro to help me?')){kind=link}
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 contributions will jump nearly 10% in 2023, but it’s not always a good idea to max out your retirement investments')){kind=link}
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